Why should I buy travel insurance?

November 14, 2012 at 5:46 pm Leave a comment

We provide flexible and affordable travel insurance plans; offering all the coverage choices you could want or need. Whether travelling in Canada or around the globe, choose the type of protection that’s right for you.

From travel medical insurance to trip cancellation and interruption protection, we have a plan to meet your specific needs and protect you every time you travel.

Frequently Asked Questions

  •     Why should I buy travel insurance?
  •     When should I buy travel insurance?
  •     What is the maximum number of days I can buy travel insurance for?
  •     If I get sick or injured while travelling, won’t my provincial health plan pay for the medical expenses?
  •     My contact information/trip details have changed, or are incorrect.  Who should I notify?
  •     Can I cancel a policy?
  •     Your one week stay just turned into two?
  •     Extend Existing Insurance:

Why should I buy travel insurance?

Travel insurance protects you in the case of medical and family emergencies, delays, theft and the last–minute plan changes that can happen anytime, anywhere, whether you travel frequently or occasionally.

When should I buy travel medical insurance?

The best time to purchase travel insurance is before leaving on your trip.  If you’re visiting Canada and would like to purchase travel insurance, you can do so any time before or during your trip.

What is the maximum number of days I can buy travel insurance for?

You can purchase travel insurance for trips of 182 days or less (212 days or less if you are an Ontario resident).

If I get sick or injured while travelling, won’t my provincial health plan pay for the medical expenses?

No. Your home province/territory health insurance plan does not fully cover you when travelling out–of–province or out–of–country. Outside of Canada, it covers less than 7% of the total cost if you get injured or sick. Expenses such as ambulance services, emergency dental treatment and prescription drug costs are often not covered by provincial health insurance plans.

Without travel insurance, a broken arm or even something as basic as the flu could potentially cost you thousands of dollars.

My contact information/trip details have changed, or are incorrect. Who should I notify?

If your contact or trip information is incorrect, it could affect potential claims. To update, please contact us or your provider.

Can I cancel a policy?

Most plans can be cancelled before or on the effective date found on your policy declaration page. Any changes after the effective date may result in a reduction of your refund.

Your one week stay just turned into two?

Travel plans can sometimes change while away from home. A trip that was only supposed to be a few days in length can turn out to be a few weeks long—if so, will your travel insurance adequately cover you?  Contact us before your coverage ends to extend.

Extend Existing Insurance:

You have the flexibility of extending the number of days or even upgrading your coverage.  You decide what you need and give us a call; it’s that simple!

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